Senior Software Engineer

machine learning

RAG

python

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About PayJoy

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

This role

The Senior Software Engineer is responsible for building technology of our unique cell phone-locking system, data-driven risk modeling to support our financial products, internal tools and partner API integrations, ensuring the quality and functionality of software solutions writing clean and functional code to ensure system consistency and to create a great user experience

Responsibilities

Build user-friendly front-end applications using both Android native and Web technologies as appropriate.

Work with development teams and product managers to develop software solutions.

Collaborate on the client-side and server-side architecture.

Being willing to contribute in Front/Back/Mobile when needed.

Stay up to date with industry trends and technologies to drive continuous improvement in software development processes.

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Requirements

Bachelor’s degree in a technical discipline such as computer science, software engineering, or a related field.

3+ years of experience as Software Engineer, 2+ years in native Android development is required, 2+ years in full-stack development in any front/end stack is a plus.

Experience in unit test and Backed is required, PHP or Python or any back/front stack is a plus.

A can-do attitude and creative, flexible problem solving abilities.

Excellent communication and collaboration skills.

Being a team player, that includes review, pair programming, collaboration in one task, mentoring or being mentored.

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Benefits

*Local benefits will depend of the country of hiring*

100% Company-funded Health and Dental insurance for employees and immediate family members.

Phone finance, Headphone, home office equipment and fitness perks.

$2,000 USD annual Co-working Travel perk.

$2,000 USD annual Professional Development perk.

PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

New York, New York

RAG

python

engineering