Specialist AML Compliance Governance

The Community You Will Join:

As the Lead AML Compliance at Airbnb, you will be a key player in maintaining the integrity of our Anti-Money Laundering (AML) compliance program. You will collaborate closely with cross-functional teams, including Legal, Risk, and Regional Compliance, to ensure seamless and timely responses to third-party inquiries and regulatory requirements. You will also work with external partners such as banks, payment processors, and vendors, enhancing Airbnb's compliance framework and strategic partnerships in a rapidly evolving global landscape.

The Difference You Will Make:

In this role, you will manage and oversee responses to third-party inquiries, including regulatory agencies, financial institutions, and auditors, ensuring compliance with AML regulations. Success in this position is measured by timely and accurate responses, effective collaboration with internal teams, and the identification of compliance risks or opportunities to strengthen the organization’s AML compliance program. You will also contribute to product risk assessments and lead efforts to improve compliance controls through data insights and trend analysis.

A Typical Day:

• Act as the primary compliance contact for external partners, including banks, payment processors, and vendors, managing ongoing inquiries, audits, and testing.
• Ensure that compliance due diligence is carried out in accordance with established policies and regulations.
• Track and analyze trends in regulatory, market, and competitor developments, adjusting the partnership strategy accordingly.
• Work closely with internal stakeholders, including Legal, Risk, and Compliance teams, to coordinate responses and secure necessary approvals.
• Support AML audits and examinations by providing accurate documentation and responses.
• Assist in the execution of product risk assessments to identify potential compliance risks and recommend mitigations.

Your Expertise:

• Bachelor’s degree in Finance, Law, Business, or a related field; CAMS certification preferred.
• 5+ years of experience in AML or Financial Crimes Compliance, with a deep understanding of AML regulations such as the Bank Secrecy Act (BSA), USA PATRIOT Act, FinCEN, and global AML standards.
• Proven experience working with regulatory agencies, auditors, and regulatory examiners.
• Excellent communication and writing skills, with a demonstrated ability to clearly respond to regulatory inquiries.
• Strong analytical skills with attention to detail, particularly in managing high-risk reporting and inquiries.
• Experience in project management within a compliance or risk management setting, with a focus on prioritizing tasks and managing deadlines effectively.
• Ability to influence cross-functional teams, negotiate outcomes, and drive alignment.
• Work authorization in the US (if applicable); no significant travel required.

Your Location:

This position is US - Remote Eligible. The role may include occasional work at an Airbnb office or attendance at offsites, as agreed to with your manager. While the position is Remote Eligible, you must live in a state where Airbnb Payments, Inc. (a subsidiary of Airbnb, Inc.) is a registered entity. Approved remote states include: Alabama, California, Florida, Georgia, Illinois, Minnesota, Mississippi, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Tennessee, Texas, and Washington. This list is continuously evolving, so please check back with us if the state you live in is excluded. If your position is employed by another Airbnb entity, your recruiter will inform you what states you are eligible to work from.

Our Commitment To Inclusion & Belonging:

Airbnb is committed to working with the broadest talent pool possible. We believe diverse ideas foster innovation and engagement, and allow us to attract creatively-led people, and to develop the best products, services and solutions. All qualified individuals are encouraged to apply.

We strive to also provide a disability inclusive application and interview process. If you are a candidate with a disability and require reasonable accommodation in order to submit an application, please contact us at: reasonableaccommodations@airbnb.com. Please include your full name, the role you’re applying for and the accommodation necessary to assist you with the recruiting process. 

We ask that you only reach out to us if you are a candidate whose disability prevents you from being able to complete our online application.